Every homeowner will, at one time or another, have to handle home repairs. Most of the time, the need for these repairs comes when we least expect it. It’s one of those unfortunate facts of life, and it’s also one of the biggest reasons to purchase a home warranty plan. These warranties give homeowners a way to maintain their properties while controlling expenses. Here, you’ll learn why a home warranty is a must for any homeowner.
All Homes Eventually Need Repairs
Some people assume they don’t need home warranties because they’ve bought new homes, but that’s simply not the case. New homes aren’t without their issues, and most of these problems require prompt service. Whether it’s an issue with the HVAC system or a problem with the plumbing, all homeowners want to avoid high repair bills. Sometimes it’s just a matter of needing to get an appliance fixed. This is particularly true in existing homes with older appliances.
It’s quite common for problems to come in clusters, which makes the cost of home repairs difficult to manage. Furthermore, some homeowners deal with older appliances and systems that break down more often. In some cases, repairs simply aren’t feasible, and a home warranty plan can be a real budget-saver.
More Peace of Mind
The concept of purchasing a home and dealing with repair-related expenses is unthinkable to some. There’s significant reassurance in knowing that these kinds of expenses are covered by home warranties in Texas. In fact, it’s a big reason why many real estate agents include the cost of such a warranty in the asking price of a home. For example, if you close on a home during the summer and the furnace doesn’t work when winter comes around, your warranty will help you cover the cost of an emergency repair.
Repairs Are Typically Not Covered by Homeowners’ Policies
Some of the area’s homeowners assume that their insurance policies will cover their new home’s necessary repairs. However, these customers are often disappointed and surprised to find out that this isn’t true. While a homeowners’ insurance policy will cover some types of damage, it will not cover every possible thing that could go wrong. For example, if there’s a tornado or another natural disaster, homeowners’ insurance will cover the damage. Unfortunately, it won’t cover issues with a home’s appliances and systems. Essentially, a home warranty plan will pick up where your homeowners’ insurance leaves off.
Access to Home Repair and Maintenance Experts
We’ve all heard horror stories about home repairs that have gone horribly wrong, costing the homeowner more money than they can afford to spend. Sometimes these issues arise simply because a customer doesn’t know which company to count on for repairs. One of the biggest reasons to have a home warranty is that it gives you access to a network of professionals who have the skills and insurance coverage to get the job done safely. Having a qualified and reliable expert on your side is a substantial asset, as choosing the wrong repair company can be costly in terms of money and time.
Manageable Repair Costs
Another great benefit of a home warranty plan is that you’ll gain access to policyholder-only discounts. Because home repairs are a fact of life, you’ll want to get them done at the best possible price. Home warranty providers are specialists in this area, which is why they typically partner with local companies to offer repair discounts.
The most common repairs covered by home warranties are plumbing issues, septic tank repairs, sprinkler systems, pools, and HVAC systems. These problems can easily cost hundreds or even thousands of dollars to resolve. Your home warranty plan’s yearly premium will be likely be paid after just one repair!
Enjoy Easier Repairs and Greater Reassurance With a Home Warranty Plan
Being a homeowner is an exciting idea, but it comes with its share of responsibilities as well. One of your most important jobs as a homeowner is to keep your plumbing, heating, appliances, and other systems in working order. As the cost of living continues to increase, having a warranty is one of the easiest ways to manage unexpected repair bills. Not only will a warranty help you keep expenses under control, but it will also give you peace of mind.