If you ask most people they’ll be able to describe their idea of the perfect house. It may be one that’s pre-built and luxurious or something they’d create and customize themselves. Perhaps you keep thinking about your dream home, but aren’t sure how to turn it into a reality. In this article, we’ll discuss some of the practical steps you’d need to take.
This can give you the opportunity to design your home exactly how you want it. You can also choose all of the materials and finishes that you want. This option is usually more expensive than buying an existing home, but it’ll be worth it in the end when you have your dream house. If you decide to build from scratch, you’ll need to find a good contractor who can help you from start to finish.
There are many websites that discuss building new homes, and the professionals who can do it for you. In terms of a unique design process, you can often download company brochures and receive help with everything from picking colours to selecting flooring and fittings. You could choose a coastal, contemporary or rustic design, or even a classic Hamptons design for your home.
This is a specialist who helps people buy and sell homes. They’ll know lots about the area in which you live, and can help you find the right home for your needs. They’ll be able to provide you with information on the current market value of your house, and help with any problems that arise during the buying or selling process. The estate agent will charge a fee for their services, which is typically a percentage of the final sale price of the home.
Some of the ways an estate agent can assist you include:
- Helping you prepare your home for viewings
- Locating potential houses
- Negotiating on your behalf
- Helping to sort out any legal paperwork
Choose an estate agent that you feel you can trust, having asked around for recommendations. Also, read online reviews and look for an agent who’s a member of a professional body before deciding.
This is a document from a lender that shows how much they’re potentially willing to lend you. It isn’t a full mortgage offer, but it does give you an indication of what size of loan you could get. It can make house hunting easier as estate agents and sellers will know that in theory, you can afford the property. Having one may also mean you get priority when applying for a mortgage with that particular lender.
You can usually apply for an Agreement in Principle online or in-store. The application process is normally pretty quick and straightforward – you’ll just need to provide some information about your finances and employment status. As we said previously, an Agreement in Principle isn’t a guarantee that you’ll be accepted for a mortgage – or for that amount. The final decision will depend on a more detailed analysis of your finances, and a valuation of the property you want to buy.
First, you want to check the crime and unemployment rates for the area. Also, check out the local drug statistics. You can do this by going to the local police department or searching online. Second, you want to see what types of schools are in the area. If you have children, you’ll want to make sure they’ll get a good education from quality establishments. Third, check out what types of stores, restaurants and local amenities are in this location. You want to ensure there’s somewhere close by where you can get your groceries or go out to eat/socialize.
Fourth, think about the cost of living because some neighborhoods are cheaper to live in than others. Lastly, you want to make sure the neighborhood is close to your work or school. You don’t want to have a long and costly commute every day. Find out about local transport (including buses and trains) and whether there are nearby links to major freeways.
If you’re buying a new home your next step will be to do some viewings and put in some offers. Should you decide on a new build, there’ll be plenty of work ahead of you! Once you’ve secured your new home, however, the time, money and effort will have been worth it. You’ll be able to settle in and enjoy the many happy years that lay ahead of you there.